FAQ

Where do I send my student loan payment?

All U.S. currency payments can be sent to our systems servicer at: Heartland ECSI, PO Box 1287, Moon Township, PA 15108, or to our mailing address: Harvard University, Student Loan Office, 801 Smith Campus Center, 1350 Massachusetts Ave., Cambridge, MA  02138.

How much tax will I be charged?

 

If you are a U.S. citizen or resident for tax purposes, Harvard will not withhold taxes from your taxable scholarship or stipend. If you are a nonresident alien for tax purposes, the taxable portion of your award will be taxed at a rate of 14%.

Some international students come from countries that have a tax treaty with the United States and can claim exemption from U.S. taxes. If you are an international undergraduate student receiving a taxable scholarship from Harvard, you will receive an e-mail from the Student Accounts Office which will...

Read more about How much tax will I be charged?

What is a 1099-HC?

Proof of Health Coverage, and is used to complete Schedule HC  on Massachusetts State tax returns.

What is a 1098-E?

Form 1098-E reports interest you paid on a student loan during the preceding year.  The lenders that service your student loans must send you a copy of Form 1098-E by January 31st.