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Loans

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When you provide a check as payment to the Harvard University Student Loan Department, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check...

Private Loan Disclosures

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The most current private loan disclosures from the lenders for academic year 2014-2015: Citizens Bank TruFit Student Loan cuStudentLoans Darien Rowayton Bank Student Loan Discover Graduate Loan EDvestinU Private Student Loan MEFA Graduate Loan PNC...

Loan Repayment Information

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Federal regulations require lenders to conduct Exit Interviews with every student who is graduating or drops below half-time enrollment. An exit interview is a loan counseling session in which you are advised of your loan indebtedness, loan repayment...

Find a Private Loan

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Harvard University Private Education Loan Information The information provided on this website is for informational purposes only and is designed to assist Harvard students sort through the private loan options available to them. Prospective domestic...

Loan Payment Options

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There are 4 options to make payments for loans serviced by the Harvard Student Loan Office (Perkins, Institutional, HPSL, LDS, Wolfson). Payment for Federal Direct Loans and Harvard Federal Credit Union loans should be made to the lender. The lenders of...

Loans Serviced by Harvard

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If you are interested in applying for a loan, please contact the Financial Aid Office at your respective school. Harvard University is the lender and servicer of the loan programs below and reports all loan information to a credit bureau.

Information for Prospective Private Loan Borrowers

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Private Loan Self-Certification Form Effective February 14, 2010, lenders of private education loans are required to collect from all borrowers a completed and signed Private Education Loan Applicant Self-Certification Form prior to disbursing the loan...

Loan Repayment Assistance Programs

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Currently, the Kennedy School of Government and the Law School offer these programs. Kennedy School of Government The purpose of the Kennedy School of Government's Loan Repayment Assistance Program (LRAP) is to assist graduates engaged in public service...

Other Private Loan Options

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Harvard University periodically conducts a Request for Information (RFI) process to develop a list of lenders offering non-federal student loans ("private loans") who are willing to lend to Harvard students. This list, consisting of all lenders who...

Repaying Federal Direct Student Loans

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Beware of Student Loan Debt Relief Scams Many third party "debt relief" companies offer fee-based services such as loan counseling, consolidation, and helping borrowers choose the right repayment plan. These companies are not representatives of the...

Upcoming Changes to Federal Student Loans

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Enacted in July 2025, the One Big Beautiful Bill Act (OBBBA) made significant changes to federal student loan programs starting July 1, 2026, for new borrowers. These changes will limit how much some graduate students can borrow through federal loans. As...

Beware of Student Loan Scams

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Many third party "debt relief" companies offer fee-based services such as loan counseling, consolidation, and helping borrowers choose the right repayment plan. These companies are not representatives of the Department of Education or Harvard University...