Loan Payment Options

There are 4 options to make payments for loans serviced by the Harvard Student Loan Office (Perkins, Institutional, HPSL, LDS, Wolfson).

Payment for Federal Direct Loans and Harvard University Employees Credit Union loans should be made to the lender.  The lenders of these loan programs are listed below.

Federal Direct Loans

Harvard University Employees Credit Union

Electronic Funds Transfer (EFT) via the Automated Clearinghouse (ACH) is a process that enables us to debit your bank account automatically each month for your loan payment. 

Harvard University has transitioned to EasyPath, a new website for managing your student loan account, powered by Heartland ECSI. The instructions to sign in to EasyPath are below. If you have any questions when signing in to EasyPath, please contact Heartland ECSI via Live Chat at https://heartland.ecsi.net or toll-free at 1.888.549.3274, Monday to Friday, 7:30 AM to 8:00 PM Eastern Time.

EasyPath Online and Mobile Account Access

Create your profile in 3 easy steps:

Step 1:  Go to https://heartland.ecsi.net.
Step 2:  Register by creating a user profile.
Step 3:  Connect your account using your Heartland Key.  This will be on your billing statement.  If you do not have a Heartland Key please contact Heartland ECSI and they will be able to provide it to you.

 


 

The Harvard University Student Loan Office has contracted with Western Union Business Solutions to provide international students with a way to make student loan payments in the currency of their choice.  Western Union offers a competitive rate of exchange as well as the convenience of being able to make payments in many international currencies through a local bank.  These payments usually take 2 to 5 business days after your local bank initiates payment to Harvard University.

Step 1: Initiate your payment quote online
•    Go to the Harvard Student Loan International Payment Portal   
•    Enter requested data (8-digit Harvard ID#, Name, Email).
•    Enter the amount due in U.S. Dollars.
•    Choose your currency type.
•    A payment amount in your currency of choice will automatically be generated. This quote is secured for 72 hours.
•    Agree to the payment amount and accept terms and conditions.
•    Download payment instructions, including a reference number, as a PDF document. You will need the reference number to complete your payment in Step 2.

Step 2: Transfer funds to Western Union Business Solutions
•    The payment instructions will tell you how to transfer funds through your personal bank or online.
•    If you have your bank send the funds to Western Union Business Solutions, be sure that they send your reference number.

Please note that there may be a fee associated with this type of payment from the banking institution where the transaction is originated.

International Transfers (outside US)

Bank of America
100 Federal Street
Boston, MA 02110
ABA:  026009593
(Swift code)  BOFAUS3N
Acct# 22270060
President & Fellows of Harvard College
Memo: Student Loan Office, Your Harvard ID# and Name

Domestic Transfers (inside US)

Bank of America
100 Federal Street
Boston,  MA 02110
ABA:  011000138
Acct# 22270060
President & Fellows of Harvard College
Memo: Student Loan Office, Your Harvard ID# and Name

U.S. Currency checks, made payable to Heartland ECSI can be sent to: Heartland ECSI, PO Box 718, Wexford, PA  15090.

Foreign and U.S. currency checks, made payable to Harvard University can be sent to:  Harvard University, Student Loan Office, 953 Smith Campus Center, 1350 Massachusetts Ave., Cambridge, MA  02138.