Where do I send my student loan payment?

U.S. Currency can be sent to: Heartland ECSI, PO Box 718, Wexford, PA  15090.  Foreign and U.S. currency can be sent to:  Harvard University, Student Loan Office, Smith Campus Center 801, 1350 Massachusetts Ave., Cambridge, MA  02138.

How much tax will I be charged?

If you are a U.S. citizen Harvard will not withhold taxes from your taxable scholarship or stipend. If you are a foreign student, the taxable portion of your award will be taxed at a rate of 14%.

Some foreign students come from countries that have a tax treaty with the United States, and can claim exemption from U.S. taxes. International students receiving taxable scholarships from Harvard will receive an e-mail from the Student Accounts Office which will include information about your tax status and tax treaties. If you have questions about your eligibility, you can...

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What is a 1099-HC?

Proof of Health Coverage, and is used to complete Schedule HC  on Massachusetts State tax returns.

What is a 1098-E?

Form 1098-E reports interest you paid on a student loan during the preceding year.  The lenders that service your student loans must send you a copy of Form 1098-E by January 31st.