If you have loans that you obtained before going on active duty military service, you may be eligible to limit the interest rate on your loans to 6% during the period of your active duty military service under the Servicemembers Civil Relief Act (SCRA).

This benefit applies only to those loans with an interest rate greater than 6%.  If you are unsure of your interest rate, you can refer to your billing statement, promissory note or current account balance online at  https://heartland.ecsi.net.

To request a limited interest rate, submit a written request along with a copy of your military orders, to the Harvard University Student Loan Office, 801 Smith Campus Center, 1350 Massachusetts Avenue, Cambridge, MA  02138