Servicemembers Civil Relief Act (SCRA)

If you have loans that you obtained before going on active duty military service, you may be eligible to limit the interest rate on your loans to 6% during the period of your active duty military service under the Servicemembers Civil Relief Act (SCRA).

This benefit applies only to those loans with an interest rate greater than 6%.  If you are unsure of your interest rate, you can refer to your billing statement, promissory note or current account balance online at https://borrower.ecsi.net/ under the Balance and Billing section.

To request a limited interest rate, submit a written request along with a copy of your military orders, to the Harvard University Student Loan Office.